Terms and Conditions

Welcome to InspirePay ("Web Site")! We are part of "Inspire Commerce, Inc."

Please take a few minutes to review these Terms and Conditions. Your purchase of products from the merchant owner of the related InspirePay page constitutes your agreement to follow these Terms and Conditions and to be bound by them.

These Terms & Conditions May Change

InspirePay and the merchant of record for this InspirePay page reserve the right to update or modify these Terms and Conditions at any time without prior notice. For this reason, we encourage you to review these Terms and Conditions whenever you purchase products from us or use our Web Site.

Shipping Fees

Please contact the owner of this InspirePay page for detailed description of shipping fees. Each vendor has Delivery Standards, which are posted on their website and/or invoice.

Use Of Our Website

User Comments

We welcome your comments about our Web Site. However, any comments, feedback, notes, messages, ideas, suggestions or other communications (collectively "Comments") sent to our Web Site shall be and remain the exclusive property of InspirePay. Your submission of any such Comments shall constitute an assignment to InspirePay of all worldwide rights, titles and interests in all copyrights and other intellectual property rights in the Comments. InspirePay will be entitled to use, reproduce, disclose, publish and distribute any material you submit for any purpose whatsoever, without restriction and without compensating you in any way. For this reason, we ask that you not send us any comments that you do not wish to assign to us, including any confidential information or any original creative materials such as videos, photographs, stories, product ideas, computer code or original artwork.

Hyperlinks to other Web Sites

To the extent our Web Site contains hyperlinks to outside services and resources, the availability and content of which InspirePay does not control, any concerns regarding any such service or resource, or any hyperlink thereto, should be directed to the particular outside service or resource.

Disclaimer

This Web Site and all Content available on this Web Site are provided on an "as is" basis without warranties of any kind, either express or implied, including without limitation, warranties of title or implied warranties of merchantability or fitness for a particular purpose. You acknowledge, by your use of this Web Site, that your use of this Web Site is at your sole risk, that you assume full responsibility for all costs associated with all necessary servicing or repairs of any equipment you use in connection with your use of this Web Site, and that InspirePay shall not be liable for any damages of any kind related to your use of this Web Site.

Product/Services Information

The prices displayed on our Web Site or in our catalog are quoted in U.S. Dollars and are valid and effective only in the U.S.

Inaccuracy Disclaimer

From time to time there may be information on our Web Site or in our catalog that contains typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing, and availability. InspirePay reserves the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice (including after you have submitted your order).

Any action relating to the use of the Web Site, catalogs or any transaction with InspirePay must be brought in the state or federal courts located in the County of Boulder, CO.

Return Policy

All sales are deemed final by InspirePay. If you have an issue that warrants a return, you must speak with the merchant you paid directly. InspirePay will not facilitate these discussions.

Privacy Policy

The Information We Collect:

When you visit the InspirePay™ (InspirePay) website, we collect your IP address and standard web log information, such as your browser type and the pages you accessed on our website.

If you open an account, we collect the following types of information from you:

Before permitting you to use our Service, we may require you to provide additional information we can use to verify your identity or address or manage risk, such as your date of birth, social security number or other information. We may also obtain information about you from third parties such as credit bureaus and identity verification services.

When you are using our Service, we collect information about your account transactions and we may collect information about your computer or other access device for fraud prevention purposes.

Finally, we may collect additional information from or about you based on other uses of our Service. For example, we may collect information related to your contact with our customer support team or collect results when you respond to a survey.

Cookies:

When you access our website, InspirePay, or companies we hire, to track how our website is used, may place small data files called “cookies” on your computer.

We send a “session cookie” to your computer when you log in to your account. This type of cookie helps us to recognize you if you visit multiple pages on our site during the same session, so that we don’t need to ask you for your password on each page. Once you log out, this cookie expires and no longer has any effect.

We also use longer-lasting cookies for other purposes such as to display your e-mail address on our sign-in form, so that you don’t need to retype the e-mail address each time you log in to your account. We encode our cookies so that only we can interpret the information stored in them. You are free to decline our cookies if your browser permits, but doing so may interfere with your use of our website.

How we protect and store personal information:

Throughout this policy, we use the term “personal information” to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been anonymized or aggregated so that it does not identify a specific user.

We store and process your personal information on our computers in the US, and we protect it by maintaining physical, electronic and procedural safeguards in compliance with applicable US federal and state regulations. We use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities.

How we use the personal information we collect:

Our primary purpose in collecting personal information is to provide you with a safe, smooth, efficient, and customized experience. We may use your personal information to:

How We Use Personal Information:

To process your payments, we need to share some of your personal information with the person or company that you are paying or is paying you.

If you are buying services and pay through InspirePay, we may also provide the seller with your confirmed credit card billing address to help complete your transaction with the seller. The seller is not allowed to use this information to market their services to you unless you have agreed to it.

We work with merchants to enable them to accept payments from you using InspirePay. In doing so, a merchant may share information about you with us, such as your email address, when you attempt to pay that merchant. We use this information to confirm to that merchant that you are an InspirePay customer and that the merchant should enable InspirePay as a form of payment for your purchase.

Regardless, we will not disclose your credit card number or bank account number to anyone you have paid or who has paid you through InspirePay, except with your express permission or if we are required to do so to comply with a subpoena or other legal process.

How We Share personal information:

We may share your personal information with:

InspirePay will not sell or rent any of your Personal Information to third parties in the normal course of doing business and only shares your personal information with third parties as described in this policy.

How You Change Your Personal Information or Terminate Your Account:

You may enter any changes to your information via the settings page of your account. If you have any other questions or concerns regarding this policy or wish to terminate your account, you should contact us by emailing support (at) inspirepay.com or writing to us at InspirePay, 423 Concord Avenue, Boulder, CO 80304.